Looking to set-up direct deposit with a voided check? Learn multiple ways to void a check, and what to avoid.
Get your paycheck directly deposited into your bank account to save yourself some time and hassle. If you’ve never set up direct deposit before, it can be intimidating.
Most employers will ask for a voided check to set up your direct deposit in addition to filling out a form. They ask for this because a check has all the information your employer needs to help ensure your paycheck is deposited in your account. If you don’t already have checks, you can order checks online.
A voided check is a check with the word “VOID” across it, which indicates that it shouldn’t be used for payment. It’s typically written in large letters, so it cannot be mistaken for cash use. Voiding a check prevents the check from being used by anyone, especially thieves who could write a large sum of money out to themselves. Typically, a voided check is used to get information needed for electronic payments because it includes details such as your routing number, account number, and check number.
First, it’s important to know that you should never give someone a blank check, especially someone you don’t know. This is because anyone can fill it out and withdraw money from your bank account. A simple rule to remember would be to treat checks like cash. This is why employers ask for a voided check to set up direct deposit, not a blank one.
To void a check for direct deposit, you can:
Use a black or blue pen to write void. You want the ink to be permanent. After you void the check, record the voided check number in your checkbook. This will help you remember that the check was voided and you’re not waiting for it to clear your account. If that check number is posted to your account, contact your bank right away. Finally, if you use duplicate checks, make sure your VOID marks are seen on the duplicate, too.
Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early. When we receive your direct deposit information from your employer, we make your pay available to you, up to two days early ΩΩ .
If you don’t have paper checks, you can still enjoy the benefits of direct deposit.
If your employer doesn’t require a voided check and uses a form instead, you’ll need some information from your bank to complete the form correctly. You’ll need:
Your routing number is specific to your bank. No two banks have the same routing number. Your bank account number is specific to your account. No two accounts at the same bank will have the same account number. The city and state of the bank is not the address of the branch you go to. It’s the city and state of the headquarters of the bank. Depending upon your bank, you can find this information online, on your bank statements, on your checks (if you have them), or you can go to a teller and ask for this information.
If you can’t find what you’re looking for, we’re here to help. For more information, visit a local Huntington branch or contact us at (800) 480-2265.
The difference between a checking and savings account can seem confusing. Huntington is here to help you understand the differences between a checking and a savings account and how both could help you manage your finances.
April 01, 2024
When opening a bank account, typically documentation and proof of identity are needed to get the application and review process started.
March 04, 2024ΩΩ You may receive a direct deposit up to two days early with Early Pay if 1) you have a checking account with us, 2) a recurring qualifying direct deposit, and 3) provide us a valid email address. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Early Pay service due to unanticipated circumstances. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (800) 480-2265 and asking to have Early Pay removed. For more information, please see a Consumer Deposit Account agreement, or contact a branch. Learn more at huntington.com/EarlyPay. Receive recurring qualifying direct deposits up to two days early at no charge. Some direct deposit types are not eligible.
The information provided in this document is intended solely for general informational purposes and is provided with the understanding that neither Huntington, its affiliates nor any other party is engaging in rendering financial, legal, technical or other professional advice or services, or endorsing any third-party product or service. Any use of this information should be done only in consultation with a qualified and licensed professional who can take into account all relevant factors and desired outcomes in the context of the facts surrounding your particular circumstances. The information in this document was developed with reasonable care and attention. However, it is possible that some of the information is incomplete, incorrect, or inapplicable to particular circumstances or conditions. NEITHER HUNTINGTON NOR ITS AFFILIATES SHALL HAVE LIABILITY FOR ANY DAMAGES, LOSSES, COSTS OR EXPENSES (DIRECT, CONSEQUENTIAL, SPECIAL, INDIRECT OR OTHERWISE) RESULTING FROM USING, RELYING ON OR ACTING UPON INFORMATION IN THIS DOCUMENT EVEN IF HUNTINGTON AND/OR ITS AFFILIATES HAVE BEEN ADVISED OF OR FORESEEN THE POSSIBILITY OF SUCH DAMAGES, LOSSES, COSTS OR EXPENSES.
Lending products are subject to credit application and approval.
Investment, Insurance and Non-deposit Trust products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY LOSE VALUE
The Huntington National Bank is an Equal Housing Lender and Member FDIC. ® , Huntington ® ,Huntington.Welcome. ® and Huntington Heads Up ® are federally registered service marks of Huntington Bancshares Incorporated. © 2024 Huntington Bancshares Incorporated.
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